£500 a day through an umbrella company
Start with a £500 assignment day rate and see the employer costs and deductions that can affect umbrella take-home pay.
See how an umbrella assignment rate could become gross salary and take-home pay after employer costs.
Before you start: This assumes steady work at 2026/27 England rates, with employer NI at 15% above £5,000 and no Employment Allowance. Employer pension uses qualifying earnings; if it is above zero, employee pension is set to 5% of qualifying earnings. Enter the levy rate that applies. Holiday pay is included in gross pay and paid out. Other NI categories, loans, expenses and salary sacrifice are not included.
Enter your figures
Your calculation
| Estimated take-home for the year | £66,121.24 |
|---|---|
| Annual assignment income | £115,000.00 |
| Umbrella margin | £1,150.00 |
| Employer NI funded from assignment | £13,961.57 |
| Employer pension funded from assignment | £1,320.90 |
| Levy cost at your chosen rate | £490.39 |
| Employee gross pay | £98,077.14 |
Check your result
Results update as you type. Check the figures against your records and read the limits above. The calculator cannot tell you whether you qualify for a tax relief or complete a tax return for you.
Official guidance
Read the rules for this calculation. Source checked 23 October 2026. Amounts are in pounds. Rates are for 2026/27 unless the page gives a different date.