UK salary and tax calculators
Choose a calculator for take-home pay, tax, pensions, student loans or working hours. Enter your figures and see the result on each tool.
Calculate your take-home pay
Enter your salary, pension and student loan details to see what you could receive after tax and NI.
Open the UK salary calculatorSalary and take-home pay
Required salary calculator
How much would you need to earn to take home the amount you want? Enter your target pay, then choose the tax year and deductions.
Open toolWhat gross salary gives £3,000 monthly take-home?
Work out the gross salary you would need to take home £3,000 a month. Change the deductions to match your situation.
Open toolCompare two salaries
Compare the take-home pay from two job offers. Choose the country, pension and student loan settings for each job.
Open toolTwo jobs tax calculator
Enter both salaries to estimate your total take-home pay. Income Tax is worked out across both jobs, while NI is normally calculated separately.
Open toolBonus tax calculator
See how much of a cash bonus you could keep after tax and NI. Compare your annual pay with and without it.
Open toolOvertime pay calculator
Enter your extra hours and overtime rate to see the extra gross pay and estimated take-home pay over a year.
Open toolShift work pay calculator
Enter the extra pay you receive for each shift to see what it could add to your annual take-home pay.
Open toolMinimum wage pay calculator
Choose the April 2026 minimum rate for your age or apprenticeship, then enter your paid hours to estimate annual pay.
Open toolHelp with salary and take-home pay
Hourly pay and working hours
Hourly wage calculator
Convert hourly pay into an annual salary, or work backwards from a yearly figure. Add your hours and deductions to estimate take-home pay.
Open toolPro-rata salary calculator
Enter the full-time salary and your working hours or days to work out part-time pay. You can also work backwards to find the full-time equivalent.
Open toolAnnual leave calculator
Work out statutory holiday entitlement for a regular working week over a full year. For irregular hours or holiday pay, check the separate rules.
Open toolNHS salary and hours calculator
Open toolTeacher salary and hours calculator
Open toolPolice salary and hours calculator
Open toolCivil Service salary and hours calculator
Open toolWorkplace pensions and salary sacrifice
Workplace pension contribution calculator
See how pension contributions affect your pay. Compare net pay and salary sacrifice; this tool does not predict investment growth or retirement income.
Open toolPension salary sacrifice calculator
See the difference between paying the same gross pension contribution through net pay and salary sacrifice.
Open toolHelp with workplace pensions and salary sacrifice
Student loan repayments
Help with student loan repayments
Income Tax, NI and payslips
National Insurance calculator
Work out employee NI for your chosen tax year. For years when rates changed partway through, the calculator averages those changes across steady earnings.
Open toolTax code decoder
Open toolCompare tax years
See what the same salary would leave you in each tax year from 2015/16 to 2026/27.
Open toolTronc and tips pay calculator
See how tips could affect your pay, with or without employee NI on the tips.
Open toolHelp with income tax, ni and payslips
Contracting and self-employment
Contractor day-rate calculator
Turn your day rate into annual income, then compare PAYE or a simple limited-company salary-and-dividend calculation.
Open toolUmbrella assignment-rate calculator
See how an umbrella assignment rate could become gross salary and take-home pay after employer costs.
Open toolSelf-employed Income Tax and NI estimate
Enter your turnover and allowable expenses to estimate sole-trader Income Tax and Class 4 NI for 2026/27.
Open tool£500 a day through an umbrella company
Start with a £500 assignment day rate and see the employer costs and deductions that can affect umbrella take-home pay.
Open tool£600 a day through a limited company
Start with £600 per billable day and check a simple limited-company salary-and-dividend example.
Open toolHelp with contracting and self-employment
Company tax and dividends
Corporation Tax calculator
Enter company profit to estimate Corporation Tax and any marginal relief.
Open toolDividend tax calculator
Enter your salary and dividends to estimate dividend tax for 2026/27.
Open toolCapital allowances pool calculator
Work out writing-down allowances for main and special-rate pools after an eligible Annual Investment Allowance claim.
Open toolVAT and duties
VAT calculator
Add VAT to a price or work backwards from a VAT-inclusive total. Check which rate applies before you calculate.
Open toolImport duty and VAT estimate
Estimate duty, VAT and delivery costs for a goods import using the tariff rate you have checked.
Open toolAlcohol Duty calculator
Enter the product volume, alcohol strength and duty rate to work out Alcohol Duty.
Open toolProperty, gains and inheritance
Stamp Duty Land Tax calculator
Estimate SDLT for a residential property purchase in England or Northern Ireland.
Open toolCapital Gains Tax calculator
Enter a gain, eligible losses and your taxable income to estimate Capital Gains Tax for 2026/27.
Open toolInheritance Tax estate estimate
Enter the estate’s value after debts, then add the exemptions and unused allowances that apply.
Open toolChild Benefit, childcare and time off
Child Benefit and tax charge calculator
Estimate full-year Child Benefit and the High Income Child Benefit Charge for 2026/27.
Open toolTax-Free Childcare cost calculator
Estimate the government top-up on an eligible child’s childcare bill for one three-month period.
Open toolStatutory maternity pay calculator
Work out Statutory Maternity Pay before deductions at 2026/27 rates.
Open toolStatutory Sick Pay calculator
Estimate Statutory Sick Pay before deductions for a regular working pattern from 6 April 2026.
Open toolHousehold bills and borrowing
Cost of living budget planner
Open toolMortgage repayment calculator
Enter the amount you want to borrow, interest rate and term to estimate monthly repayments. The result assumes the rate stays the same throughout.
Open toolLondon household budget planner
Open toolManchester household budget planner
Open toolBirmingham household budget planner
Open toolLeeds household budget planner
Open toolGlasgow household budget planner
Open toolLiverpool household budget planner
Open toolEdinburgh household budget planner
Open toolBradford household budget planner
Open toolBristol household budget planner
Open toolCardiff household budget planner
Open toolNewcastle upon Tyne household budget planner
Open toolSheffield household budget planner
Open toolHelp with household bills and borrowing
Salary breakdowns
Start with a salary or hourly rate to see its estimated deductions, then adjust the calculator.
Help with a calculation
Need to understand a deduction or check why a result differs from your payslip? Get help with tax and payslips, or report a problem.