Compare two salaries

Compare the take-home pay from two job offers. Choose the country, pension and student loan settings for each job.

Enter your pay details

Pension, student loans and NI settings — separate settings for each job
Offer A deductions

Enter the gross pension contribution percentage. These settings cover net pay and salary sacrifice, not relief at source. Being exempt from employee NI does not make you exempt from Income Tax or student loan repayments.

Offer B deductions

Enter the gross pension contribution percentage. These settings cover net pay and salary sacrifice, not relief at source. Being exempt from employee NI does not make you exempt from Income Tax or student loan repayments.

Your calculation

Estimated monthly take-home£2,393.30

£35,000.00 gross per year · £28,719.60 annual take-home

Offer B: £2,693.30 per month · monthly change £300.00 · annual change £3,600.00.

Offer A · England

£2,393.30 monthly net

Where your salary goes

Monthly view · updates as you change your details

Take-home pay: £2,393.30 (82.1%)Income Tax: £373.83 (12.8%)National Insurance: £149.53 (5.1%)82.1%you take home
  • Take-home pay£2,393.30
  • Income Tax£373.83
  • National Insurance£149.53
  • Pension£0.00
  • Student loans£0.00
  • Other sacrifice£0.00

Offer B · England

£2,693.30 monthly net

Where your salary goes

Monthly view · updates as you change your details

Take-home pay: £2,693.30 (80.8%)Income Tax: £457.17 (13.7%)National Insurance: £182.87 (5.5%)80.8%you take home
  • Take-home pay£2,693.30
  • Income Tax£457.17
  • National Insurance£182.87
  • Pension£0.00
  • Student loans£0.00
  • Other sacrifice£0.00
Offer comparison — Monthly
ComponentOffer AOffer BDifference
Gross income£2,916.67£3,333.33£416.67
Income Tax-£373.83-£457.17-£83.33
National Insurance-£149.53-£182.87-£33.33
Pension contribution£0.00£0.00£0.00
Student loans£0.00£0.00£0.00
Other salary sacrifice£0.00£0.00£0.00
Take-home pay£2,393.30£2,693.30£300.00
Your report is ready

The estimate uses regular pay, your selected deductions and the tax year’s standard allowance, reduced for higher income where needed. It leaves out custom tax codes, taxable benefits, other taxable income and relief-at-source pensions. Daily and hourly figures use five days and 37.5 hours a week unless you change the working-hours settings. All conversions use 52 paid weeks. Your pay dates and payroll rounding may give different payslip amounts.

Use the full calculator for bonus, overtime and other salary sacrifice →

How it works

Enter both salaries and check the country, pension and loan settings for each offer. The table shows what changes in take-home pay and deductions. Remember to compare hours, benefits and travel costs as well.

Comparing the result with your payslip

Check your tax year, country, gross pay and pension method first. A custom tax code, bonus, earlier pay or other income can make your payslip different from an annual estimate.

Sources: HMRC Income Tax rates, employee NI rates and Scottish Income Tax. Checked 23 October 2026. For help with your own tax or debts, speak to HMRC, payroll or an adviser.