Minimum wage pay calculator

Choose the April 2026 minimum rate for your age or apprenticeship, then enter your paid hours to estimate annual pay.

Enter your details

Deductions

Enter the gross pension contribution percentage. These settings cover net pay and salary sacrifice, not relief at source. Being exempt from employee NI does not make you exempt from Income Tax or student loan repayments.

Your calculation

Estimated monthly take-home£1,780.37

Annual gross £24,784.50 · annual take-home £21,364.44

April 2026 minimum rate × 37.5 paid hours × 52 paid weeks. Apprentice rate applies under 19, or age 19+ in the first apprenticeship year; otherwise use the age rate.

Where your salary goes

Monthly view · updates as you change your details

Take-home pay: £1,780.37 (86.2%)Income Tax: £203.58 (9.9%)National Insurance: £81.43 (3.9%)86.2%you take home
  • Take-home pay£1,780.37
  • Income Tax£203.58
  • National Insurance£81.43
  • Pension£0.00
  • Student loans£0.00
  • Other sacrifice£0.00
Before and after comparison — yearly
ComponentBase paySelected calculation
Gross income£45,000.00£24,784.50
Income Tax-£6,486.00-£2,442.90
National Insurance-£2,594.40-£977.16
Pension contribution£0.00£0.00
Student loans£0.00£0.00
Other salary sacrifice£0.00£0.00
Take-home pay£35,919.60£21,364.44
Your report is ready

How to use this result

Minimum-wage checks depend on which pay and hours count in each pay-reference period. This annual estimate cannot confirm that an employer meets every rule.

Source: Read the official guidance. Checked 23 October 2026. Estimates are not personalised advice.